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iStock/Thinkstock(NEW YORK) -- Small gains and losses for Wall Street on Tuesday, plus a federal appeals court's lawsuit is revived.

The Dow Jones Industrial Average dropped 47.51 to close at 17550.69.

The Nasdaq ended the session at 5105.55, falling 9.84 from its open, while the S&P 500 closed down 4.72 to finish at 2093.32.

This session had Allstate and Apple with some of the biggest losses.

The Walt Disney Company, the parent company of ABC News, reported earnings just after the close that beat second quarter expectations.

Mastercard, Visa, and three other major banks are being accused of illegally fixing ATM prices in a federal appeals court's revived lawsuit. The lawsuit had previously been thrown out in 2013 by a federal district judge. Consumers and independent ATM operators will be able to pursue antitrust claims against the companies.

According to Business Insider, many workers are experiencing a "career burn-out" earlier than ever. Symptoms include fantasizing about quitting, avoiding co-workers, and setting your alarm too early to use the snooze button.

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iStock/Thinkstock(NEW YORK) -- Women and LGBTQ engineers are now uploading their photos on social media using the hashtag #ILookLikeAnEngineer to break down stereotypes and highlight diversity in the tech and science industry that is too often associated only with the image of a white, geeky Mark Zuckerberg-type male.

The hashtag, which was included in over 24,000 tweets as of Tuesday afternoon, was started by Isis Wenger, a San Francisco platform engineer for OneLogin, a service that provides single sign-on and identity management for cloud-based applications.

Wenger created the hashtag and called for female engineers to post photos of what they look like after she said she received sexist responses to an advertisement OneLogin posted up in San Francisco that featured a photo of her.

"I'm curious [...] if women in particular buy this image of what a female software engineer looks like," someone commented on a Facebook post of the advertisement. "Idk. Weird."

Wenger said she didn't want or ask for any of this attention on her post, but that if she could use the situation to "put a spotlight in gender issues in tech," she considered it to be a win, she wrote on Medium. "The reality is that most people are well intentioned but genuinely blind to a lot of the crap that those who do not identify as male have to deal with."

The platform engineer then asked, "Do you feel passionately about helping spread awareness about tech gender diversity?" and "Do you not fit the “cookie-cutter mold” of what people believe engineers 'should look like?'"

She added, "If you answered yes to any of these questions I invite you to help spread the word and help us redefine 'what an engineer should look like.' #iLookLikeAnEngineer"

Cis women and LGBTQ engineers are now responding to Wenger's call on Twitter and destroying the narrow image that society has of what engineers look like.

Copyright © 2015, ABC Radio. All rights reserved.


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iStock Editorial/Thinkstock(NEW YORK) -- Amazon is limiting the way Prime members can share benefits like free two-day shipping to the chagrin of some customers.

Under a new program called Amazon Households, Amazon Prime members can share with one adult family member and four children the free two-day shipping benefit, plus Kindle Owners' Lending Library, Amazon's video streaming service and early access to Prime sales.

Prime customers could previously share their shipping perk with up to four household members, but not the other features. The website gives customers who are presently sharing their membership the option to only share with one adult family member the shipping benefit and the other Amazon services.

"Because we want you to be able to share the very best of Prime, we are introducing the Amazon Household Program," states to some Prime customers when they log into their accounts.

"With Amazon Household, in addition to sharing your access to the Prime FREE Two-Day shipping that you love, you and one other adult family member and four children will be able to share Prime Instant Video, Prime Early Access, and the Kindle Owners' Lending Library," the website states. "Additionally, Prime members with Amazon Mom can share their 20% diaper and 15% Baby Registry discounts. Create a family library to share books, apps, and games with your Household members across all of their Amazon devices and media apps. Both Household adults can manage parental controls with Amazon FreeTime for children in the Amazon Household. Create your Amazon Households to share your Prime benefits here."

If you remove an Amazon Prime shared member, you cannot add them back, complained some users on, an unrelated deals saving online community that posted about the change in Amazon's policy on Friday.

"This is an example of the man trying to bring us down," one user commented.

The thread with the subject, "Heads up!!! Changes to amazon prime terms and conditions that went into effect July 31, 2015," has elicited about 370 comments.

Regina Conway, a consumer expert with Slickdeals, told ABC News: "With the change, the two sharing the account will have access to one another's credit card info. The change is essentially making it more difficult for people to share their membership with non-family members, and also presumes that the users won't mind making credit card info available to the other person on the account."

Amazon did not respond to a request for comment.

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Sascha Steinbach/Getty Images(COLOGNE, Germany) -- There's big money to be made in the world of professional gaming and Microsoft is upping the ante with the Halo World Championship, a contest announced Tuesday at the annual Gamescom show in Cologne, Germany.

Halo 5: Guardians, the latest installment in Microsoft's popular Xbox series won't be released until Oct. 27, but the Microsoft-owned studio behind the game, 343 Industries, began building hype on Tuesday with the announcement of a $1 million prize pool called "the biggest investment in Xbox eSports history."

The contest, which will kick off later this year, will focus on the game's frenetic, multi-player arena gameplay experience. An invitational is scheduled for this this Friday at 10 a.m. ET with gamers being able to watch the action on the Halo Channel or on Twitch, according to an announcement on the Halo website.

While Halo was initially included in e-Sports, interest waned around 2012 and the first-person shooter game was dropped by Major League Gaming. Introducing the Halo Championship Series last year, Microsoft offered $150,000 at its most recent showdown last month.

The announcement of a $1 million prize pot signals the company wants to attract top-tier talent in the world of e-sports where professional gamers are treated like celebrities and have impressive online followings, making a competition a powerful marketing tool for the new game.

Revenue for e-sports tickets, sponsorships and other areas is expected to spike to a quarter of a billion dollars this year, The New York Times reported, citing information from Newzoo, a Netherlands based company studying the industry.

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iStock/Thinkstock(DOVER, Del.) -- Thousands of U.S. companies choose to incorporate in the state of Delaware, but a spate of corporate lawsuits may be turning the tide, some experts say.

More than half of publicly traded companies listed on U.S. stock exchanges incorporate in Delaware, according to studies by the state.

Among the reasons are the predictability of the state's corporate laws, Bob Pozen, senior lecturer at MIT Sloan School of Management, told ABC News. Many companies that have IPOs, including Facebook and SoulCycle, incorporated in Delaware, despite having headquarters in California and New York City, respectively.

Other reasons include having the most flexible rules for starting businesses in the nation and tougher anti-takeover laws, Pozen said.

"The state is still business friendly. I don’t think that’s really an issue," Pozen said. "The argument is that it’s not as business friendly as it used to be."

But some argue that Delaware doesn't have enough protection for corporations when it comes to shareholder lawsuits.

For instance, one statute prevents companies that win lawsuits from passing on legal costs to the shareholders. Some companies fear statutes like that encourage shareholders to file lawsuits, like those against fruit company Dole.

Dole, which has operations in Hawaii and is headquartered in Westlake Village, California, was sued after it was sold to its CEO David Murdock in 2013. Shareholders claimed that the sale price was too low.

“We moved to Delaware because of what we felt was a balanced corporate environment. We’re now seeing that trending the wrong way,” Michael Carter, Dole’s former chief operating officer who retired in April, told The Wall Street Journal. “That’s troubling to us and, I think, should be troubling to others.”

Dole did not respond to a request for comment from ABC News. The case is ongoing.

Kelly Bachman, press secretary for Delaware Gov. Jack Markell, told ABC News businesses and shareholders choose to incorporate in Delaware because the state's law and judges, "and especially our Court of Chancery, have a reputation for being able to strike a fair and predictable balance in resolving complex disputes."

"This ability stems from a robust catalog of case law built up over a century of trying these types of cases. It is a unique system we have in Delaware, and one that we work hard to maintain," Bachman said in a statement.

James DeChene, of the Delaware State Chamber of Commerce, said the courts are “clearly sensitized to the issues and are demonstrating that they tread carefully on a case by case basis based on the facts of the case.”

To compete with states like Delaware, other states like Oklahoma and Nevada are hoping to attract more businesses and are pushing to lower legal fees for businesses, Pozen said.

Still, Pozen said the predictability of Delaware's court system for corporate litigation makes going through the process of lawsuits less painful.

"This is a state where a lot of cases have been litigated so we know the law in these places," he said. "That’s important. Somebody advising the company knows what to do."

Copyright © 2015, ABC Radio. All rights reserved.


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CharityWait(NEW YORK) -- There can be nothing worse than when you’re hungry and there’s a wait for a table at the restaurant you want to go to.

Enter CharityWait, a new service designed to not only get you seated right away, but also feel good while doing it. The concept is simple: pay a fee, which will get donated to charity, and skip the line.

“I hate the concept of having to go and wait in line at a restaurant, so being able to find a way to skip that was something really appealing to us,” SmartLine CEO and cofounder Daniel Reitman told ABC News. “We came up with this idea that rather than just paying the host or a service fee, why not skip and pay some money and have the money go to something good.”

CharityWait functions as a part of SmartLine, which is a computer program for restaurants to manage waits, checks and guest information. After a guest checks in, the program texts them with their wait time and offers the option to “donate and skip the wait.”

So far, the feedback has been only positive since the program launched in April.

“The people love it. We haven’t had any negative feedback at all from the consumers,” Reitman said. “Being able to give back to their local community or major charity and have the ability that if they don’t want to wait, they don’t have to wait. They can do something good and save some time.”

For those worried about stealing someone else’s spot, CharityWait accounts for that: the restaurants holds a table as a placeholder at the front of the line for the service. Only a certain number of spots are held a night, and a certain number of people not using the service need to be seated for another spot to open up so that these regular patrons aren't waiting longer than they would have otherwise.

Restaurants, which each pick the 501(c)(3) charity of their choice, are also on board since it allows them to use the SmartLine program for free, as opposed to up to $159 a month -- and, on average, guests who use the CharityWait program are spending 29 percent more per check, according to Reitman.

Ten restaurants are using CharityWait so far, mostly in the New York area, but already a few thousand dollars have been generated for charity from the around $10 to $50 fee, of which 60 percent goes to the charity, and 40 percent goes back to SmartLine. The donation amount is based on an algorithm that adjusts for party size, length of the line and average entrée cost.

“We could end up donating millions once more restaurants sign on,” Reitman said. “We’re really looking to push this over the next few months and get as many restaurants on board.”

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iStock/Thinkstock(NEW YORK) -- Deal hunting in the online age can involve coupons, flash deals and promo codes. Savvy shoppers can save big, but it can be an evolving cat-and-mouse game, with shopper and seller strategies changing often.

One new way to potentially score promo codes is called “shopping cart abandonment."

Here’s how it works: You find something you want at a retailer’s website. Sign into the website (you must have an account for this to work). Put the items you want into the shopping cart and then leave without buying the items.

A Business Insider expert explained why this shopping technique is effective.

“The economy is good right now," said Ashley Lutz, an editor at Business Insider. "Consumers have a lot of options, so retailers have maybe scaled back because people are willing to spend a little more.”

“To address this problem, retailers are going to consumers who have an account, who are logged in on the account, who abandon items, and when people go to a new website, and it’s clear that they may not be coming back, then the retailer sort of prompts them by sending them a discount code, saying, ‘Hey, you missed out on these products, why don’t we give you 20-percent off,'" Lutz explained.

Becky Worley with ABC News' Good Morning America tried this method at seven different retail websites last week. Within 24 hours, she had three reminders about her abandoned carts and two discount offers -- one for $20 off and another for 20 percent off.

Not all online retailers will do this, but some reportedly do it more than others.

A study by Listrak, an email marketing company, found that the longer shoppers wait for the retailer to make contact about an abandoned cart, the better. Most companies that send emails about abandoned carts don’t offer a discount code until the third reminder.

Other Ways to Find Deals:

1. Chat boxes on websites give you direct access to customer service representatives. Ask them if there’s a coupon, promo or discount code.

2. It’s all about sale days and events. With retailers in constant competing with one another, when one launches a sale, its competitors follow. That’s why it’s still worth it to pay attention to newsletters from retailers where you shop frequently.

3. Use newer social media websites. Retailers who are looking to expand their brands in different demographics may offer coupons on Instagram rather than on Facebook. It could pay to follow your favorite retailers on all social media platforms.

ABC US News | World News

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ABC News(SAN FRANCISCO) — Chubbies began with four Stanford graduates in San Francisco, California, who loved wearing vintage shorts and wanted to start their own business.

In 2011, the friends -- Kyle Hency, Preston Rutherford, Tom Montgomery and Rainer Castillo -- ditched their jobs, packed up 20 pairs of shorts that they'd made themselves and headed to Lake Tahoe for vacation.

They spent their vacation, paddle-boarding and playing horseshoes, all while wearing the shorts. Their shorts style turned more than a few heads, they said.

"People would come up to us -- people we had never met before -- people just saying, 'What in world are these shorts?'" Rutherford said.

The four friends soon sold the shorts they'd brought to Lake Tahoe to their friends -- and in several days, their online business had been born.

They named the shorts Chubbies Shorts -- Chubbies for short -- because of the elastic waistband. They said the shorts were a throwback to the kind of bottoms and swim trunks your father wore while having a drink or grilling on the beach. The elastic band was never too snug on the waistline.

Since then, the brand has gotten even bigger attention from the Wall Street Journal as well as Forbes. The company receives photos from all over the U.S. from Texas and Minnesota to Kentucky and Colorado, with customers wearing their signature U.S. flag shorts.

"The military's a big component for us," Montgomery said. "They've been supportive from Day 1."

The shorts, which come in a variety of styles, are all made in America. The cotton is grown in Georgia and the shorts are then sewn and dyed across 19 factories in California. The company has also since expanded to swim trunks and shirts.

"From Day 1, a conversation for us was, 'What can we do that's good with this company?' And one of the big things for us was saying, 'We can create American jobs here in America,'" Castillo said.

ABC US News | World News

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Selfridges(LONDON) — August is now the month to start Christmas shopping — at least in one London store.

Upscale retailer Selfridges has become one of the first department stores in the world to launch its Christmas Shop this week.

"Despite the summer weather, we're in full festive mode here at Selfridges,” said Geraldine James, Selfridges Christmas Home & Decorations Buyer, adding that the store has been working on this year's collections since last Christmas.

Selfridges says that they have to make sure to be ready — even 143 days in advance — to showcase Christmas decorations for visitors from overseas.

"Some of these customers return to us year after year, excited at the prospect of discovering the new collections,” James said.

The 3,000-square-foot Christmas shop will double in size later this fall.

So far, the store offers over 150 lights and tree options, over 120 cracker options, some 1,250 different cards and wrapping paper options and over 60,000 baubles.

One unique element at Selfridges is that all glass baubles have been designed exclusively for the store from one selected supplier in Hungary, a country known for its glass work.

Copyright © 2015, ABC Radio. All rights reserved.


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Pablo Cuadra/Getty Images for Apple(NEW YORK) — While smartwatches certainly impress as geek chic, they don't exactly raise eyebrows with the high society crowd, but a new watch company is seeking to bridge both worlds with an really expensive timepiece that also allows one to slum it with the already pricey Apple Watch.

California-based Nico Gerard's Pinnacle line features a special bracelet that enables the wearer to rock two different watches on the same hand: an elegant timepiece on the front to show off, and the Apple watch's face on the inside of the wrist.

While not a household name like Omega or Rolex, Nico Gerard makes up for brand recognition with a Pinnacle pricetag that matches its unwieldy, arguably ludicrous design: $9,300 for its cheapest model in stainless steel, all the way up to 112 thousand for its gold version — though the latter comes with a Gold Apple Watch pre-installed, according to Mashable.  

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iStock/Thinkstock(SAN JUAN, Puerto Rico) -- Puerto Rico may become America's Greece after defaulting on most of a debt payment.

On Monday, Puerto Rico defaulted for the first time by missing most of a $58 million bond payment. Puerto Rico owes around $70 billion to its creditors.

The missed payment was due to the legislature not appropriating money to service the debt, according to the Government Development Bank for Puerto Rico. The bank was able to pay $628,000 remaining from a previous balance.

Unlike when Detroit filed for bankruptcy in 2013, Puerto Rico is not covered by Chapter 9 bankruptcy rules and cannot receive bankruptcy protection. The U.S. commonwealth cannot gain support from the International Monetary Fund since it is not a sovereign country, and it remains under the partial protection of the U.S. which many Puerto Ricans stand against.

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Ty Inc.(NEW YORK) -- You will soon be able to add Cecil the Lion to your Beanie Baby collection.

Ty Inc. has designed a new Beanie Baby modeled after Cecil the Lion, a protected lion who was illegally killed by a Minnesota hunter in Zimbabwe. The news comes from a statement released by the plush-toy maker.

According to The Chicago Tribune, the toy will go on sale in retail stores in September and will sell for $5.99.

The release said all of the profits will go to the Wildlife Conservation Research Unit of the University of Oxford. Researchers at the university were studying the lion when he was killed.

The news comes the same day Delta Airlines announced they would no longer ship hunting trophies of lions, leopards, elephants, rhinoceros and buffalos.

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iStock/Thinkstock(NEW YORK) -- Stocks fall for Wall Street and automakers report strong sales this summer.

The Dow Jones Industrial Average fell 91.66 to close at 17598.20.

The Nasdaq ended the session at 5115.38, dropping 12.90 from its open, while the S&P 500 closed down 5.80 to finish at 2098.04.

Summer deals and a larger demand for SUV's and luxury vehicles had automakers reporting strong sales for July. Reports say luxury sales climbed for the first six months of this year.

Following the hunting death of Cecil the Lion, Delta Airlines announced it will no longer ship hunting trophies including lions, leopards, elephants, rhinos, buffalos, and more.

Spiritum, a drug used for epilepsy, has been cleared by the Federal Drug Administration to be used as the first prescription drug made through 3-D printing.

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David Becker/Getty Images(NEW YORK) -- Uber has ballooned into a $50 billion transportation juggernaut just five years after its launch -- and now Microsoft is said to want a piece of the action.

The software company reportedly invested $100 million as part of a massive $1 billion fundraising round Uber recently completed, The Wall Street Journal reported, citing people familiar with the matter.

While the investment has been interpreted as a way for Microsoft to perhaps one day compete with Google's self-driving cars, there are more immediate benefits, Patrick Moorhead, an analyst at Moor Insights & Strategy told ABC News.

"Microsoft’s investment in Uber is important on a few fronts. First is that it gives Microsoft an inside look at one of the most interesting trends, 'humans as a service,'" Moorhead said. "Whether its Home Advisor in home improvement or Favor in restaurant, HaaS is hot."

Moorhead also believes there's a role for Microsoft's Azure cloud service to play in powering Uber.

"Microsoft needs better entrepreneurial proof points for its Azure cloud services as typically Amazon gets tapped for startups," he said.

It's not the first time both Microsoft and Uber have done business together. Last month, Uber acquired part of Microsoft's Bing mapping unit and absorbed approximately 100 employees. Cortana, Microsoft's virtual personal assistant also has Uber integration, allowing the voice-controlled sidekick to request an Uber just in time for users to get to a scheduled appointment.

"We filed to authorize this new funding more than two months ago," an Uber representative told ABC News. "The filing is available to the public. We aren’t commenting on additional speculation."

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Fotosearch/Getty Images(NEW YORK) -- Once a go-to department store that dates back to the 19th century, Sears on Monday reported another double-digit sales decline.

As part of an update Monday on its anticipated financial performance, Sears Holdings, the parent of the namesake department store and Kmart, said same-store sales fell by 10.6 percent during its quarter-to-date period that ended on July 25, compared to the same period a year ago. That follows a drop of 11 percent in the first quarter.

The company said it plans to release its second quarter financial results on Aug. 20.

Sears Holdings was formed in 2005 when Sears and Kmart merged. Last year, the company was hit by the closure of more than 200 stores.

Business wasn't always tough for Sears.

The first Sears store gained fame with rural folks and farmers through its mail-order business. Those early Sears catalogs featured jewelery and watches, but the company quickly added a vast array of items, including a "Stradivarius model violin" for $6.10, according to Sears Archives. At times, the catalog was free and other times it cost 50 cents.

Richard Sears started the R.W. Sears Watch Company in Minneapolis in 1886, back when there weren't even 40 states in the union, according to Sears Archives. Sales in 1893 were more than $400,000. Two years later, when the Sears catalog was 532-pages long, sales were more than $750,000, according to the archives.

It wasn't until 1931 that Sears store sales topped mail-order sales for the first time. Stores accounted for 53.4 percent of total sales of more than $180 million, according to the archives.

When World War II began in 1941, Sears had more than 600 stores.

Sears' first retail store outside the U.S. was in Havana, in 1942. Five years later, a store opened in Mexico City, followed by additional stores in Europe and Central and South America. Eventually in 1953, the company made a foray into Canada.

Sears was the nation’s largest retailer by revenue until the late 1980s, when Walmart surpassed it. Around that time, the annual Sears “wish book” was a must-read for children in the months before Christmas.

In June, Sears Holdings reported that its revenue fell to $5.9 billion for its first quarter that ended May 2, 2015, compared to $7.9 billion in the same period a year ago. The company said the loss related to the company's steps in 2014 "to streamline our operations and focus on our transformation into a member-centric retailer."

The company said its Sears stores in the U.S. were "negatively impacted by consumer electronics," amid fierce online and brick-and-mortar competition from retailers like and Best Buy.

ABC US News | World News

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